Growing Saskatchewan Brokerages through Technology

Michael Spiar, Broker Relations & Communications Specialist | Saskatchewan Broker, April 2017

For an insurance broker, an enormous component of growth comes from out-servicing the competition – which, in today’s world, means embracing and implementing the digital technologies that consumers expect. Brokers everywhere can take heart then that technology adoption among brokerages is trending in the right direction.

Since launching its Technology Scorecard last year, CSIO has gathered invaluable data on how its member brokerages
are adopting nine key technologies. The goal was to provide brokers with a way to benchmark their own tech adoption against their provincial peers, to celebrate those brokerages with a score of 100% (64 and counting, as of this writing), and to encourage further growth in tech implementation.

After updating the statistics with 2016 numbers, we are pleased to report that adoption for all technology solutions grew by 12%, bringing national adoption to 69%. Brokerages in Saskatchewan made impressive gains in the past year, increasing adoption by 8% to 58%.

Full Statistics for Adoption in Saskatchewan

Saskatchewan Tech Adoption 2015 2016 Change
eDocs 33% 47% +14%
CSIOnet 46% 53% +7%
CSIO Industry Forms 100% 100% 0%
eSignatures 2% 3% +1%
TLS eMail Security 92% 95% +3%
Website 92% 96% +4%
Mobile-Optimized Website 24% 24% 0%
Search Engine Optimization (SEO) 88% 88% 0%
Social Media 14% 16% +14%

Technology Impacts the Customer Experience

Customers don’t compare insurance brokers to each other – they compare brokers to the last, best digital experience they had. With that in mind, consider the impression they form when they have to wait on the phone while their broker searches for a paper file, or when they have to print, sign and scan a document when they could do so electronically.

According to Google, nearly 50% of users report feeling that a company does not even want their business if its website is not mobile-friendly.
Brokers owe it to their future growth to seek out and implement those technologies that create a seamless digital experience for their customers, or risk being abandoned for a competitor who has already made that investment.

How Technology Helps Brokerages Grow

For many brokers, finding the time to investigate and fully understand new technology is a challenge. How do the
technologies on the CSIO Scorecard help brokerages grow?

CSIOnet and CSIO Forms

CSIOnet connects your BMS to your insurers, enabling the download of policy data and eDocs. This reduces the need
for paper, couriers and double entry, improving workflow and enhancing customer service. Many CSIO forms are
programmed directly into your BMS, saving additional time.


eDocs are electronic policy documents (billing notices, etc.) that insurers can send through CSIOnet directly to your BMS, where it will automatically attach to the client file. This puts the exact policy wording at your brokers’ fingertips and significantly reduces the amount of paper entering your office, leading to faster customer service and reduced costs.

eSignatures / Call Recording

eSignatures and Call Recording transform the process of obtaining customer signatures, making it simpler, faster, and more reliable for both brokers and customers. eSignatures enable customers to sign important documents securely and conveniently from their computer or mobile device; no paper, pen or scanner required. Call Recording obtains customer consent over the phone, storing a record of the call for as long as is required. Both solutions create a digital and streamlined experience for customers.

TLS eMail Security

TLS eMail Security is an inexpensive form of encryption that enhances protection for emails – especially those
containing sensitive customer information – from cyber criminals. There is no change to the user experience, as TLS operates in the background. By implementing TLS, brokers enable more business to occur digitally over email, further enhancing efficiency and customer service.


Customers search for and purchase insurance online in greater numbers than ever before. Simply put, without a mobile-friendly online presence, customers will have difficulty finding your brokerage and turn to one that provides the online experience they expect.

Search Engine Optimization (SEO)

Studies show that 48% of customers start mobile research on a search engine such as Google – meaning that if your
brokerage does not appear near the top of web searches, customers likely won’t find you. SEO strategies can help
your website increase its visibility by appearing higher in search results.

Social Media

71% of Canadian consumers visit Facebook at least twice a week, and other platforms such as YouTube, Twitter and LinkedIn are popular as well. By investing in a social media presence, your brokerage will establish itself as modern and relevant, and provide customers with another means of interacting with you.

Our industry has made impressive strides in many areas of technology – by continuing this progress, it will continue to strengthen the customer experience and set the stage for growth. Is YOUR brokerage a Technology Leader? Complete the scorecard and let us know! Visit:

All members of IBAS are automatically members of CSIO, and may sign up on to enjoy member benefits including access to our library of Industry Forms, monthly newsletter, working groups and more.